Loans
Help when you need it most
Tools & Resources
Take advantage of our free online resources to take control of your finances.
APPLY ONLINE - SIGN ELECTRONICALLY
Chelsea Employees Federal Credit Union strives to meet the needs of our busy membership! You can apply for any of our loans online, and when approved, you can sign electronically from home or work.
Home Equity Loans
A home equity line of credit (HELOC) taps the buying power of your home, up to $250,000. You can use it to pay for anything you want or need – home improvements, education funding, debt consolidation, medical expenses, even travel.
New & Used Auto Loans
Chelsea Employees FCU offers our members the best deals for Auto Loans! Low rates, up to 100% financing, and better deals for Extended Warrenty Plans. CEFCU will also refinance your auto loans from other institutions.
Motorcycle Loans
Financing available for new or used motorcycles purchased from licensed dealers.
Debt Consolidation Loans
Consolidate debts to lower your monthly payment and pay less interest. Consolidate up to $15,000 with 48 months to repay..
Personal Unsecured Loans
Members are eligible for up to $5,000 for up to 36 months.
Share Secured Loans
Members can borrow against their own savings for our lowest rates. A great way to build credit.
Vacation Loans
One of our most popular loan products! Vacation Loan specials are offered from June to August each year. School employees who do not work over the summer can delay the first payment until September each year.
Holiday Loans
Another of our most popular loan products! Holiday Loans are offered from November to December each year to help with your holiday shopping!
Retirement Buy-Back Loans
Members who participate in the Chelsea Retirement System and find that they can "buy back" time to increase their retirement funds are eligible for this special loan.