Credit Union Rates
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Your savings are federally insured by the National Credit Union Insurance Fund (NCUSIF) to at least $250,000 and backed by the full faith and credit of the US Government.
In addition, balances above NCUSIF limit of $250,000 carry additional deposit insurance through Mass Share Insurance Corp (MSIC).
With Excess Share and Deposit insurance, credit union members can deposit large balances without needing to worry about diversification.
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Loan Rates
Rates Effective 1/1/2025. Rates are subject to change at any time and without notice.
$15,000 Maximum | 48 Months | 14.90% |
90% Financing | 72 Months | 4.90% |
2022 - 2024 | 90% Financing | 72 Months | 5.90% |
2019 - 2021 | 90% Financing | 72 Months | 6.90% |
2016 - 2018 | 90% Financing | 60 Months | 7.90% |
Older Vehicles | 90% Financing | 48 Months | 9.90% |
Now Up To $250,000 | Variable Rate | 180 Months | 7.50% |
90% Financing | Auto Rates 2.00% |
$5,000 Maximum | 12 Months | 9.90% | |
24 Months | 11.90% | ||
36 Months | 14.90% |
60 Months | 3.25% |
For Tuition/Class Bills | 36 Months | 9.90% |
CEFCU NMLS: 410451
Bruce Black NMLS: 860163
Laurie Taraskiewicz NMLS: 860922
All rates listed above are for loans paid through payroll deduction or automatic payment.