Credit Union Rates

Share, IRA, Certificates & Money Marketing Savings

Tools & Resources

Take advantage of our free online resources to take control of your finances.

website-ncusif-insurance

Your savings are federally insured by the National Credit Union Insurance Fund (NCUSIF) to at least $250,000 and backed by the full faith and credit of the US Government.

In addition, balances above NCUSIF limit of $250,000 carry additional deposit insurance through Mass Share Insurance Corp (MSIC).

With Excess Share and Deposit insurance, credit union members can deposit large balances without needing to worry about diversification.

Questions?

Call Us: 617-884-3599

Loan Rates

Rates Effective 1/1/2025. Rates are subject to change at any time and without notice.

$15,000 Maximum 48 Months 14.90%
90% Financing 72 Months 4.90%
2022 - 2024 90% Financing 72 Months 5.90%
2019 - 2021 90% Financing 72 Months 6.90%
2016 - 2018 90% Financing 60 Months 7.90%
Older Vehicles 90% Financing 48 Months 9.90%
Now Up To $250,000 Variable Rate 180 Months 7.50%
90% Financing Auto Rates 2.00%
$5,000 Maximum 12 Months 9.90%
24 Months 11.90%
36 Months 14.90%
60 Months 3.25%
For Tuition/Class Bills 36 Months 9.90%

CEFCU NMLS: 410451
Bruce Black NMLS: 860163
Laurie Taraskiewicz NMLS: 860922
All rates listed above are for loans paid through payroll deduction or automatic payment.