Posts by Bruce Black
Save $$ on Your Existing Car Loan!
Bring your Loan to Chelsea Employees FCU Quick tips to shave dollars off your payments and total interest paid. Ever thought about refinancing your car loan to capture a lower interest rate? It can be done. Unlike refinancing a home mortgage, the process is quick and easy, with relatively low out-of-pocket costs. Typically, it is…
Read MoreHow to Plan a Fun Summer Trip Without Overspending
Summer is a great time to relax, explore, and make memories with family or friends. But a fun trip does not have to turn into a big credit card bill later. With a little planning, you can enjoy your vacation and keep your money on track. Here are a few simple summer travel budget tips…
Read More5 Costly Car Loan Mistakes to Avoid in 2026
5 Costly Car Loan Mistakes to Avoid in 2026 Buying a new or used car can be exciting, but it can also be stressful if you are not ready. At Chelsea Employees FCU, we want to help you make confident, money-smart choices. Here are five common car loan mistakes to avoid when you shop in 2026.…
Read MoreEarly Pay! Get paid up to 2 days Early!
CHELSEA EMPLOYEES FCU is excited to announce the launch of ACH Early Pay, a new on-demand feature that allows members to access their direct deposits up to two days earlier than scheduled. This service provides greater financial flexibility and convenience, particularly as members prepare for tax refunds and upcoming pay periods. With ACH Early Pay,…
Read MoreProtecting Our Senior Members from Financial Scams
Financial scams targeting seniors are on the rise, and fraudsters are becoming more sophisticated in their tactics. Chelsea EFCU strongly encourages our members to review the information below and share it with family and friends over the age of 60 to help safeguard against these threats. How Are Scammers Targeting Seniors? Fraudsters use various deceptive…
Read MoreDon’t click! Can you spot an email or text scam?
Scammers launch thousands of phishing attacks every day — and they’re often successful. The FBI’s Internet Crime Complaint Center reported that people lost $57 million to phishing schemes in one year. Phishing emails and text messages may look like they’re from a company you know or trust. They may look like they’re from a bank,…
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