SAVINGS AND CHECKING

SHARE SAVINGS

  • All shares are federally insured to $250,000 by the National Credit Union Administration (NCUA). 
  • Excess share insurance coverage to at least $500,000 through the Mass Share Insurance Corp (MSIC).
  • All members must maintain $25.00 in their primary share account. 
  • Other share savings accounts may also be maintained, including club accounts.
  • Statements documenting account activity are issued quarterly.
  • Dividends are paid to share accounts monthly.  Please refer to the Truth-In-Savings disclosure statement for additional information.                 

SHARE DRAFT CHECKING

  • NO MINIMUM BALANCE CHECKING!!!
  • NO MONTHLY FEES!!!
  • Statements documenting account activity are issued monthly.
  • Dividends are paid monthly to accounts with an average daily balance of $300.00. 

CHRISTMAS CLUB ACCOUNTS

  • A great way to save for the holiday season.
  • Club account may be set up through Direct Deposit or Payroll Deduction.
  • Checks are issues the first week of November.

IRA RETIREMENT SHARES

  • No Annual Fees for any Retirement accounts.
  • Choose from Traditional IRA, Roth IRA or Education IRA account.
  • IRA shares earn higher dividends than share savings accounts.






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