SHARE SAVINGS

• All shares are federally insured to $250,000 by the National Credit Union Administration (NCUA). 
• Excess share insurance coverage to at least $500,000 through the Mass Share Insurance Corp (MSIC).
• All members must maintain $25.00 in their primary share account. 
• Other share savings accounts may also be maintained, including club accounts.
• Statements documenting account activity are issued quarterly.
• Dividends are paid to share accounts monthly.  Please refer to the Truth-In-Savings disclosure statement for additional information.                 

SHARE DRAFT CHECKING

• NO MINIMUM BALANCE CHECKING!!!
• NO MONTHLY FEES!!!
• Statements documenting account activity are issued monthly.
• Dividends are paid monthly to accounts with an average daily balance of $300.00. 

CHRISTMAS CLUB ACCOUNTS

• A great way to save for the holiday season.
• Club account may be set up through Direct Deposit or Payroll Deduction.
• Checks are issues the first week of November.

IRA RETIREMENT SHARES

• No Annual Fees for any Retirement accounts.
• Choose from Traditional IRA, Roth IRA or Education IRA account.
• IRA shares earn higher dividends than share savings accounts.