LOAN RATES

Effective as of: January 1, 2012
NEW AUTOS
LOAN TYPE   TERM A.P.R.
  90% Financing  72 Months  3.90% 

Effective as of: January 1, 2012
USED AUTOS
LOAN TYPE   TERM A.P.R.
2009 - 2011  90% Financing  60 Months  3.90% 
2006 - 2008  90% Financing  60 Months  5.90% 
2003 - 2005  90% Financing  60 Months  6.90% 
Older Vehicles  90% Financing  36 Months  8.90% 
100 % Financing on 2009 - 2011 Autos: add 0.50%  
100 % Financing on 2003 - 2008 Autos: add 1.00% 

Effective as of: January 1, 2012
HOME EQUITY LOANS
LOAN TYPE   TERM A.P.R.
  Variable Rate - Prime  180 Months  4.00% 

Effective as of: January 1, 2012
MOTORCYCLE LOANS
LOAN TYPE   TERM A.P.R.
  90% Financing    Auto Rates + 3.00% 

Effective as of: January 1, 2012
PERSONAL LOANS
LOAN TYPE   TERM A.P.R.
  $5,000 Maximum  12 Months  8.90% 
    24 Months  10.90% 
    36 Months  12.90% 

Effective as of: January 1, 2012
VACATION - 75th ANNIVERSARY SPECIAL
LOAN TYPE   TERM A.P.R.
    12 Months  8.90% 

Effective as of: January 1, 2012
SHARE SECURED LOANS
LOAN TYPE   TERM A.P.R.
    60 Months  3.25% 
All rates listed above are for loans paid through payroll deduction or automatic payment. 

Effective as of: January 1, 2012
EDUCATION TUITION LOANS
LOAN TYPE   TERM A.P.R.
    36 Months  7.90% 

 








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