Online Virtual Branch
Free Online Virtual Branch
Free e-Statements
Free 16 month Statement retention
Free e-Check copies
Free Bill Pay with e-Statements

ATM / DEBIT MASTERCARD

Allpoint Network - no surcharges
No annual fee
No Transaction Fees
Replacement Card	$10.00

CHECKING
No minimum balance
No monthly fees
No per check fees

Check Copy	$5.00
Statement Copy	$5.00
Stop Payment	$10.00

INSUFFICIENT FUNDS
(Checking, ATM, EFT, Bill Pay)

NSF - Returned Unpaid	$15.00
NSF - Overdraft Paid	$15.00
NSF - Overdraft Transfer	$2.00

MISCELLANEOUS FEES

Returned Deposit Item	$15.00
VISA Gift Cards ($10 to $500)	$3.00
Travelers Express Money Orders
Members	$1.00
Non-members	$3.00
Stop Payment - Official Check	$20.00
Club - Early Withdrawal	$5.00
Dormant - Inactive > 3 yrs	$5.00
Account Research/hour	$20.00
Collection Items	$20.00
Wire Fee - Incoming	$20.00
Wire Fee - Outgoing	$25.00

IRA ACCOUNTS

No Annual Fees
Transfer Fee - Outgoing	$20.00

CHELSEA-24: TOUCH-TONE TELLER

1-877-689-9205
No fees
Check balances; transfer funds & more