Welcome to Chelsea Employees Federal Credit Union, a cooperative financial institution for the employees and family members of the City of Chelsea, the Chelsea Housing Authority and the Chelsea Restoration Corporation.


Here are a few helpful hints to help you safely get the most out of you Chelsea Employees FCU ATM/Debit MasterCard:

  • Many countries are automatically blocked for foreign transactions to reduce fraud; SO LET THE CU KNOW WHEN YOU ARE TRAVELING SO WE CAN FLAG YOUR CARD FOR THAT DESTINATION.
  • Our fraud monitoring service will NEVER ask for your PIN, CVV or Social Security #. They will only verify suspicious transactions. Return their call to ensure your card will not be restricted.
  • Your limit is $300/day for PIN activity & $1000/day for signature activity.
  • Review your transactions regularly online or through your mobile app.
  • Report lost cards immediately with the CU or by calling 1-800-482-3272
  • Find AllPoint surcharge-free ATM’s at www.AllpointNetwork.com

CEFCU = Convenience & Security

Since 1935, our members have realized that the credit union is there for all their financial needs. Today, our services are more convenient than ever. Plus, using these services can help protect you from fraudulent activity.

  • Online Virtual Branch at www.ChelseaEFCU.org: Keep track of your account at home to ensure there are no unauthorized transactions.
  • Mobile App: Access your accounts at CEFCU through our new mobile app. Download the "TouchBanking" app today (institution code 'chelseaefcu6').
  • CEFCU Bill Pay: Avoid putting your checks in the mail and pay bills online to ensure proper and timely delivery.
  • Popmoney: It's Bill Pay for people! Transfer money to or from family or friends without having to share account details so you can keep it private.
  • CEFCU Debit MasterCard: No need to carry checks with all your personal info printed on them when our cards are accepted everywhere.
  • Allpoint Surcharge-Free ATM Network: download the Allpoint Network app for locations of over 50 surcharge-free ATMs within 3 miles of Chelsea.


The Annual Meeting for members of the Chelsea Employees FCU will be held on Wednesday, March 23, 2016 at 4:05 PM at Chelsea City Hall. The Nominating Committee has met and recommended the following candidates to serve on the Board of Directors: Monica Ford - Treasurer/Collector, Town of Winthrop; Barbara Martin - Business Manager, Chelsea Public Schools; David Flibotte - Sergeant, Chelsea Police Department.

Nominations for vacancies on the Board of Directors may also be made by petition, signed by at least 20 members, along with a statement of qualifications accompanied by a signed certificate from the nominee stating that they will serve if elected to office. These nominations must be submitted to the Nominating Committee, Chelsea Employees FCU, 500 Broadway, Room 205, Chelsea, MA 02150 by February 5, 2016.

The election will be conducted by ballot from Monday, March 21, 2016 to Wednesday, March 23, 2016 at the credit union office during business hours. In the event that there is only one nominee for each position to be filled, the Secretary will cast one ballot for the slate of nominees. A list of all nominees will be posted in the credit union office by February 9, 2016.


The Board of Directors, Management and staff of the Chelsea Employees Federal Credit Union thank our members for their tremendous loyalty and support and to wish you the very best for 2016!!!.

Thank you for being part of our Credit Union Team, And have a happy, safe and healthy New Year!


The Credit Union will have applications available in February for the $500 James A. Gleason Scholarship, named in memory of James "Uncle Gus" Gleason (1901 - 1990) who served as the Treasurer/Manager of the Chelsea Employees FCU for over 40 years.

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